As per the bank of central African states' recent monetary policy report, the economy's  outstanding credit balance rose to 58067 billion Cfa Francs,with a year -on -year increase of 974,4 billion Cfa Francs.Cameroonian bank's lending activities are largely skewed towards short-term credits , which cater to companies' operational needs , such as purchasing raw materials, representing 51,5% of total credits extended during the period.This development highlights the banks' capacity to provide timely liquidity support to companies and individuals. Despite the progress, a more fundamental problem persist: the reluctance of banks to provide long-term credits for vital projects like energy infrastructure, Mining, road construction, highlighted in the Cameroon National Development Strategy 2020-2030 as essential for Cameroon's economic development. The absence of stable and prolonged financing hinders the growth of strategic sectors for Cameroon's development. Given this situation, it is necessary to implement additional measures to rebalance the credit structure in Cameroon.The Cameroon government has established through the finance law , a 200 billion cfa francs guarantee line to support businesses and SMEs seeking financing from banks .     

Christelle koambi